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The role of health insurance in joint retirement among married couples
Author(s)
Date Issued
2007-04
Date Available
2008-06-18T16:08:47Z
Abstract
Because the near-elderly have high expected medical expenditures, availability of health insurance is an important factor in their retirement decisions. Using Health and Retirement Study data collected in 1992-2002, the authors of this study investigate whether access to employer-provided retiree health insurance enabled dual working couples to time their retirement together--a behavior called "joint retirement." They find that when wives had employer-provided retiree health insurance, the likelihood of joint retirement more than doubled. The effect of retiree health insurance on overall employment patterns, in contrast, was modest: estimates indicate that a hypothetical change from universal availability of such insurance to its universal unavailability would have increased employment levels by only two percentage points.
Type of Material
Journal Article
Publisher
School of Industrial and Labor Relations Cornell University
Journal
Industrial and Labor Relations Review
Volume
60
Issue
3
Start Page
397
End Page
407
Copyright (Published Version)
Copyright by Cornell University 2007
Keywords
Subject – LCSH
Insurance, Health
Retirees--Health and hygiene
Married people--Retirement
Language
English
Status of Item
Peer reviewed
ISSN
0019-7939
This item is made available under a Creative Commons License
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