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Individual health insurance within the family : can subsidies promote family coverage?
Date Issued
2007
Date Available
2008-06-24T13:42:01Z
Abstract
This paper examines the role of price in health insurance coverage decisions within the family to guide policy in promoting whole family coverage. We analyze the factors that affect individual health insurance coverage among families, and explore family decisions about whom to cover and whom to leave uninsured. The analysis uses household data from California combined with abstracted individual health plan benefit and premium data. We find that premium subsidies for individual insurance would increase family coverage; however, their effect likely would be small relative to their implementation cost.
Type of Material
Journal Article
Publisher
Excellus Health Plan
Journal
Inquiry
Volume
44
Issue
3
Start Page
303
End Page
320
Copyright (Published Version)
Copyright 2007 Inquiry Journal & Excellus Health Plan, Inc
Subject – LCSH
Insurance, Health--United States
Insurance, Health--Finance
Family--Health and hygiene
Language
English
Status of Item
Peer reviewed
ISSN
0046-9580
This item is made available under a Creative Commons License
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