The role of health insurance in joint retirement among married couples

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Title: The role of health insurance in joint retirement among married couples
Authors: Rogowski, Jeannette
Kapur, Kanika
Permanent link: http://hdl.handle.net/10197/257
Date: Apr-2007
Abstract: Because the near-elderly have high expected medical expenditures, availability of health insurance is an important factor in their retirement decisions. Using Health and Retirement Study data collected in 1992-2002, the authors of this study investigate whether access to employer-provided retiree health insurance enabled dual working couples to time their retirement together--a behavior called "joint retirement." They find that when wives had employer-provided retiree health insurance, the likelihood of joint retirement more than doubled. The effect of retiree health insurance on overall employment patterns, in contrast, was modest: estimates indicate that a hypothetical change from universal availability of such insurance to its universal unavailability would have increased employment levels by only two percentage points.
Type of material: Journal Article
Publisher: School of Industrial and Labor Relations Cornell University
Copyright (published version): Copyright by Cornell University 2007
Keywords: Health insurance;Joint retirement
Subject LCSH: Insurance, Health
Retirees--Health and hygiene
Married people--Retirement
Language: en
Status of Item: Peer reviewed
Appears in Collections:Geary Institute Research Collection
Economics Research Collection

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