Individual health insurance within the family : can subsidies promote family coverage?

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Title: Individual health insurance within the family : can subsidies promote family coverage?
Authors: Kapur, Kanika
Marquis, M. Susan
Escarce, José J.
Permanent link: http://hdl.handle.net/10197/266
Date: 2007
Abstract: This paper examines the role of price in health insurance coverage decisions within the family to guide policy in promoting whole family coverage. We analyze the factors that affect individual health insurance coverage among families, and explore family decisions about whom to cover and whom to leave uninsured. The analysis uses household data from California combined with abstracted individual health plan benefit and premium data. We find that premium subsidies for individual insurance would increase family coverage; however, their effect likely would be small relative to their implementation cost.
Type of material: Journal Article
Publisher: Excellus Health Plan
Copyright (published version): Copyright 2007 Inquiry Journal & Excellus Health Plan, Inc
Keywords: Health insuranceInsurance coverageFamilies & family life,SubsidiesDecision makingPrices
Subject LCSH: Insurance, Health--United States
Insurance, Health--Finance
Family--Health and hygiene
Language: en
Status of Item: Peer reviewed
Appears in Collections:Geary Institute Research Collection
Economics Research Collection

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