Is the individual market more than a bridge market? An analysis of disenrollment decisions

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Title: Is the individual market more than a bridge market? An analysis of disenrollment decisions
Authors: Kapur, Kanika
Marquis, M. Susan
Buntin, Melinda J. Beeuwkes
Escarce, José J.
Louis, Thomas A.
Permanent link: http://hdl.handle.net/10197/269
Date: 2005
Abstract: The individual insurance market is perceived by many to provide primarily transition coverage, but there is limited research about how long people stay in this market and what affects their disenrollment decisions. We examine these issues using administrative records and survey data for those enrolled in the individual market in California. We conclude that there is less turnover in this market than is commonly believed. We find that economic factors and coverage characteristics are important in the decision to disenroll, but that perceptions about insurance and the health care system also affect this decision.
Funding Details: California HealthCare Foundation (grant no. 01-1520)
Type of material: Journal Article
Publisher: Excellus Health Plan
Journal: Inquiry
Volume: 42
Issue: 4
Start page: 381
End page: 397
Copyright (published version): Copyright 2005 Inquiry Journal & Excellus Health Plan, Inc
Keywords: Health insuranceInsurance coverageConsumer behaviorTurnover
Subject LCSH: Insurance, Health--United States
Consumer behavior
Other versions: http://www.inquiryjournalonline.org/inqronline/?request=get-abstract&issn=0046-9580&volume=042&issue=04&page=0381
http://proquest.umi.com/pqdweb?did=1006517321&sid=1&Fmt=6&clientId=13279&RQT=309&VName=PQD
Language: en
Status of Item: Peer reviewed
Appears in Collections:Geary Institute Research Collection
Economics Research Collection

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