Thom, RodneyRodneyThom2008-12-082008-12-081990, Econ1990Economic and Social Review0012-9984http://hdl.handle.net/10197/7164304 bytesapplication/pdfenMortgage loansInterestInterest and non-interest terms in the process of mortgage market clearing : a commentJournal Article213329331https://creativecommons.org/licenses/by-nc-sa/1.0/